Terms and conditions

2. Copyright

2.1 Unless otherwise stated, CFEB own the copyright and any other rights in all material on this website. This copyright and other rights do not extend to the GIFs/JPGs, which are publicly available.

2.2 Subject to Clause 4 below (special conditions applying to the Moneymadeclear's Comparison tables at website www.moneymadeclear.org.uk/tables), extracts may be printed, saved to disk or any other storage medium and downloaded from this website on the following conditions:

2.2.1 The material is for your own personal use as a consumer or for your benefit and is not for any commercial purpose.

2.2.2 No text or related graphics are modified in any way.

2.2.3 Graphics are not used separately from the accompanying text.

2.2.4 The source of the material is acknowledged in all copies, either by appropriate words or by adding the CFEB copyright notice (ie © The Consumer Financial Education Body Limited).

2.3 Subject to Clause 5 below (special conditions applying to Moneymadeclear's Comparison tables) you must get our prior written permission before you reproduce or store any part of this website in any other website or include it in any public or private electronic retrieval system or service.

2.4 We reserve any rights not expressly granted in these terms.

3. Disclaimer

3.1 We try to ensure that the information on this website is correct, but we do not give any express or implied warranty as to its accuracy. We do not accept any liability for error or omission.

3.2 We are not liable for any damages (including, without limitation, damages for loss of business or loss of profits) arising in contract, tort or otherwise from the use of or inability to use this website, or any material in it, or from any action or decision taken as a result of using this website or any such material.

3.3 Our website and publications aim to give you general information to help you make financial decisions. The information is not advice, nor can it take account of your own particular circumstances. For advice with a view to making decisions about your own circumstances, you should consult a financial or other professional adviser.

3.4 We do not control the linked websites on this website and we are not responsible for the contents of any linked website or any link in a linked website, or any changes or updates to such websites. We are not responsible for webcasting or any other form of transmission received from any linked website. We provide these links to you only as a convenience, and the inclusion of any link does not imply that we endorse the website.

3.5 We do not link to external sites in return for cash, services or any other consideration. We only link to sites that are free to access, although the sites may ask you to register before viewing the content.

4. Special additional terms and conditions applying to the Moneymadeclear's Comparison tables (at www.fsa.gov.uk/tables)

4.1 You can print and download extracts from Moneymadeclear's Comparison tables on the following conditions. These apply in addition to, or (where indicated) in place of, the other conditions specified in this section headed Legal Information.

4.2 If you intend to publish material from this website, to use it in promotions, advertising or product literature or in some other form in the public domain, then you must comply with the following terms:

4.2.1 Our copyright notice (ie © The Consumer Financial Education Body Limited) must appear in all copies.

4.2.2 The date that we last updated the information (as indicated on the website) must be stated clearly on all copies, with the website address (www.moneymadeclear.org.uk/tables); for example "Information taken from the Moneymadeclear's Comparison tables (www.moneymadeclear.org.uk/tables) as at [date]".

4.2.3 The publication must not imply CFEB endorse any company or product or any conclusions drawn from the data.

4.2.4 You must either:
a. present tables complete and with no additions; or
b. if one or more tables is not complete, state that the information is based on a limited selection taken from the tables prepared by the CFEB; for example "Selected from a total of [total number of products shown on website or printed table] products".

4.2.5 If you include additional data, you must distinguish it from the data provided by the CFEB and clearly identify its source.

4.2.6 If you present our data in non-alphabetical order, you must make clear the basis for the way you have ordered it and must not indicate or imply any CFEB endorsement of the ordering.

4.3 Information from this website is freely available for research. However, if you use or quote this material to a client in connection with a financial product or service, then - in addition to complying with the conditions in 5.2 above - you must give the client a print of the appropriate table. This should be:

4.3.1 as filtered and sorted by you;

4.3.2 complete in that it should include all products that remain after filtering, not just any you have shortlisted;

4.3.3 accompanied by the supporting introduction and column explanation pages;

4.3.4 as created using the print function on this website, without amendment.