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Your money in tough times.
Ever wondered where all your money goes?

Hot Topics

Wednesday, 3 March 2010

Paying your benefits or salary onto prepaid cards
Some prepaid card providers have been advertising the benefits of having your salary or state benefits paid onto them. But the charges can be high - make sure you understand the costs and the alternatives.

Hot Topics

"Hot Topics" deals with current money issues that young adults face. We aim to give you straightforward information on current topics and explain how they might affect you. You can also find the latest news on firms or products regulated by the FSA here: http://www.moneymadeclear.fsa.gov.uk/news/news.html.

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Articles

Paying your benefits or salary onto prepaid cards
(Wednesday, 3rd March 2010)
Paying your benefits or salary onto prepaid cards
Some prepaid card providers have been advertising the benefits of having your salary or state benefits paid onto them. But the charges can be high - make sure you understand the costs and the alternatives.
Planning your wedding
(Wednesday, 15 February 2010)
Planning your wedding
We know weddings can be expensive, with the average cost of a UK wedding now around £17 000, but with our tips below we hope you'll have a wonderful day without spending more than you can afford.
Online adverts for credit - don't be misled
(Wednesday, 03 February 2010)
Online adverts for credit
Online adverts for credit may seem like a quick and easy option, however they may prove to be a very expensive choice.
Traveling Abroad If things Go Wrong
(Friday, 22 January 2010)
Traveling Abroad If things Go Wrong
Going on holiday should be fun but sometimes things don't go as planned. Your travel plans might not go right or you may have an accident or become ill. Here are some useful tips and in particular, tips if you're planning a late winter holiday.
New Year Money Resolutions
(Monday, 11 January 2010)
New Year Money Resolutions
Recent research that we conducted showed that about 40% of all 22 to 25 year olds regularly run out of money before pay day. If you are one these people then maybe now is the time to make some money resolutions to put yourself in a better position for 2010.
Protect yourself while Christmas shopping
(Wednesday, 16 December 2009)
Christmas Shopping Security
Whether you do your Christmas shopping on the high street or online, make sure you look after your money and protect yourself against fraud.
Still waiting for your Student Loan?
(Wednesday, 25 November 2009)
student loans
If you are one of the many students that are still waiting for their student loan to come through you are probably feeling the pinch by now. And you might be wondering how you’re going to make it to the end of term. While there are no magic solutions to your money troubles there are a few things you can do to help tide you over and a few that you should try to avoid.
Prepaid cards
(Thursday, 05 November 2009)
Prepaid Cards
With Christmas just round the corner you might be starting to think about Christmas shopping. Prepaid cards can be a really good way to shop.
Banking Conduct Regime and the Payment Services Regulations - what they mean for you.
(Friday, 30 October 2009)
Banking Conduct Regime
From 1 November the FSA will regulate the way banks and building societies do business with their customers (this used to be done by the Banking Code Standards Board).
Protect yourself from identity fraud
(Thursday, 15 October 2009)
Protect yourself from identity fraud
This is National Identity Fraud Prevention Week, a nationwide awareness campaign designed to highlight the dangers you face from identity fraud and to help you protect yourself and your business.
Fresher's Week
(Monday, 21 September 2009)
Fresher's Week
Fresher’s week is an exciting time, with lots of new experiences, and maybe the first time you’re in command of your own money. The world is your oyster – so make sure you get the most from your cash.
Summer or temp work - National Minimum Wage
(Monday, 3 August 2009)
Summer or temp work - National Minimum Wage
First job or fifth, temping or permanent – almost all workers in the UK are entitled to a minimum wage for their work. So if you have just left school or finished college, or if you are doing a summer job, make sure you are getting what you are entitled to.
Graduating with money worries? (Wednesday, 1 July 2009)
Graduating with money worries?
Finding a job in the current economic climate may seem like a challenge and almost everyone graduating soon will have some form of debt. If that job offer still hasn't appeared or isn't the one you had hoped for here are some useful tips to help you find your way.
Can't get credit? – your options (Wednesday, 27 May 2009)
Can't get credit?
Over the last year or so many lenders and credit card companies have become reluctant to lend money and more people are being turned down for credit. This means that you may have to widen your search if you need to borrow money. But take care –you need to know what you're getting into and remember to check the paperwork for any catches.
Budget 2009 - what it means for you (Monday, 27 April 2009)
Budget 2009
The Chancellor of the Exchequer, Alistair Darling, delivered the 2009 budget on 22 April. Here are some of the changes and how they may affect you.
Problems getting credit (Monday, 20 April 2009)
Problems getting credit
Problems getting credit? Or are you worried about your credit rating? Have a look at this short guide to getting credit including some tips on how you can help yourself. Look out too for our next guide on alternative sources of credit.
Worried about your job? (Wednesday, 11 March 2009)
Worried about your job?
In these uncertain times, it’s natural to be worried about redundancy and what might happen if you lose your job. This is a stressful time and, while different circumstances will affect people differently, there are some common steps that can help you take as much control of the situation as possible.
Bank of Mum and Dad (Friday, 23 January 2009)
Bank of Mum and Dad
The current economic climate may not have had much impact on you directly. But it may be affecting you through your parents. If they have lost their jobs or the amount of disposable income left for them after paying their bills has dropped, they may have had to cut your allowance or no longer be able to fund your studies in the way they had previously.
Payday Loans (Thursday, 20 November 2008)
Payday Loans
Payday, or paycheque, loans are short term loans that are given to customers in return for their pay cheque.
Insure your stuff (Tuesday, 23 September 2008)
If you're moving out of home and into halls of residence or shared accommodation you should think about insuring your belongings.
Mobile phone insurance (Monday, 16 June 2008)
When you buy a mobile phone be wary of any calls you receive soon after from companies offering you insurance cover. You should also be wary if you are an existing mobile phone customer and receive a similar call out of the blue.
Travel insurance (Friday, 9 May 2008)
With summer approaching our thoughts are turning to holidays. Whether you plan to spend a couple of weeks on a beach soaking up the sun or something more adventurous it is important that you consider the need for travel insurance before you go.